DVA Payout Calculator
Estimate your permanent impairment lump sum based on your DVA impairment points, service type, age and gender. Estimates use current DVA MRCA rates.
Permanent Impairment Estimator
Estimate your PI lump sum based on your CIS score, service type, age and gender. Based on current DVA MRCA rates.
A tax-free lump sum is paid for each eligible young person — but only if impairment is assessed at 80 points.
This is an upper estimate. DVA applies a lifestyle rating (0–7) that can reduce the compensation factor below the figures shown. Your actual payment depends on your individual lifestyle assessment under GARP M.
Estimates only. Results use published DVA rates and actuarial tables and do not constitute legal, financial or medical advice.
What is the DVA points system?
The system assesses Permanent Impairment (PI) compensation under the Military Rehabilitation and Compensation Act 2004 (MRCA). It assigns points based on the severity of service-related injuries or illnesses to determine eligibility for lump sums or ongoing payments.
Eligibility criteria
To qualify for PI compensation:
- Conditions must link to ADF service after 1 July 2004.
- A medical assessment must confirm the impairment is permanent.
- To initially be paid compensation, you need to be awarded 10 or more points. After that, increases are assessed in 5-point steps.
Permanent impairment points (MRCA) vs DVA TPI: what is the difference?
| Permanent Impairment (MRCA) | TPI Pension (VEA) |
|---|---|
| Uses points (0-100) to assess injury impact on daily life. | Assesses work incapacity (no points system). |
| Initial assessment requires 10+ impairment points for payment. | Requires total inability to work due to service conditions. |
| Offers lump sums, periodic payments, or both. | Provides tax-free, ongoing payments. |
How DVA points are calculated
Key factors include:
- Medical evidence: diagnosis, prognosis, and specialist reports.
- Work capacity: employment limitations caused by the condition.
- Daily life impact: mobility, self-care, and lifestyle restrictions.
- Treatment needs: ongoing therapy or rehabilitation requirements.
DVA points table: payment calculation
The DVA points table assigns points based on the severity of impairment and the type of service (warlike/non-warlike or peacetime). The figures below are based on current DVA MRCA rates as of 1 July 2024.
MRCA permanent impairment – warlike / non-warlike service (as of 1 July 2024)
| Impairment Points | Warlike / non-warlike service – compensation factor | Rate per week |
|---|---|---|
| 80 | 1.00 | $421.72 |
| 75 | 0.950 | $391.78 |
| 70 | 0.851 | $358.88 |
| 65 | 0.777 | $327.68 |
| 60 | 0.703 | $296.47 |
| 55 | 0.628 | $264.84 |
| 50 | 0.532 | $224.36 |
| 45 | 0.487 | $205.38 |
| 40 | 0.421 | $177.54 |
| 35 | 0.377 | $158.99 |
| 30 | 0.310 | $130.73 |
| 25 | 0.266 | $112.18 |
| 20 | 0.222 | $93.62 |
| 15 | 0.155 | $65.37 |
| 10 | 0.111 | $46.81 |
| 5 | 0.067 | $28.26 |
MRCA permanent impairment – peacetime service (as of 1 July 2024)
| Impairment Points | Peacetime service – compensation factor | Rate per week |
|---|---|---|
| 80 | 1.00 | $421.72 |
| 75 | 0.887 | $374.07 |
| 70 | 0.770 | $324.72 |
| 65 | 0.655 | $276.23 |
| 60 | 0.540 | $227.73 |
| 55 | 0.425 | $179.23 |
| 50 | 0.297 | $125.25 |
| 45 | 0.273 | $115.13 |
| 40 | 0.235 | $99.10 |
| 35 | 0.211 | $88.98 |
| 30 | 0.173 | $72.96 |
| 25 | 0.149 | $62.84 |
| 20 | 0.124 | $52.29 |
| 15 | 0.087 | $36.69 |
| 10 | 0.062 | $26.15 |
| 5 | 0.037 | $15.60 |
Note: the DVA points table considers the type of service when calculating payments. Warlike / non-warlike service results in higher compensation at the lower points scales compared to peacetime service, however at the higher thresholds such as 80 points it levels out to be the same.
Can compensation be taken as a lump sum?
Veterans entitled to Permanent Impairment compensation can choose to receive payments as:
- Fortnightly periodic payments
- A lump sum
- A combination of both
Once a lump sum is chosen, the decision cannot be reversed. Veterans are encouraged to seek financial advice before making a decision.
What if my impairment gets worse?
If a veteran’s condition worsens, they can request a reassessment to increase their Permanent Impairment (PI) compensation. A new evaluation is possible if their impairment rating increases by at least 5 points, with additional compensation available for those reaching 80 or more impairment points.