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CSC Claims

CSC Invalidity Pension Estimator

Estimate your CSC invalidity pension across DFRDB, MSBS and ADF Cover. See how your pension interacts with DVA incapacity payments.

Your CSC scheme
Invalidity classification
$
years
years
Estimated annual CSC pension
Scheme
Classification
Prospective years to age 60
Weekly pension
DVA incapacity offset (est.)
100% of MSBS and ADF Cover invalidity pension is Commonwealth-funded and offsets DVA incapacity payments. DFRDB: 80% is Commonwealth-funded.

MSBS estimate assumes a compulsory retiring age of 60 and uses Final Average Salary. Your actual pension depends on your specific retiring age for rank, part-year service, and any surcharge adjustment. Speak with our team for a precise figure.

Estimates only. Results use published DVA rates and actuarial tables and do not constitute legal, financial or medical advice. Book a free consultation for a personalised assessment.

CSC manages superannuation for ADF personnel and the Australian Public Service, including MilitarySuper (MSBS), ADF Super and DFRDB. A claim arises when a current or former member develops a condition that affects their capacity to work, and no two service histories, or medical journeys, are the same.

Current & former ADF members

Full-time, part-time, Regular or Reserve, across Navy, Army and Air Force. CSC-linked cover sits within Military Super (MSBS), ADF Super and DFRDB.

Physical or psychological conditions

Service-related injuries, chronic illness or pain, and psychological injuries such as PTSD, depression or anxiety, including conditions that worsen over time.

Incorrect or missed medical discharge

If you should have been medically discharged but weren’t classified that way, or your current classification no longer reflects your condition, reclassification may be possible.

01

Invalidity Benefits

Paid when a service-related injury or illness reduces or prevents your ability to work. The amount is based on your level of incapacity and your CSC invalidity classification (Class A or B).

02

Income Protection

Support if a serious health condition stops you working for an extended period � typically up to 75% of salary for up to two years, depending on your policy. It helps cover essential expenses while you recover

03

Reconsideration of Appeals

Used when an appeal decision may need to be reviewed again because an important error was made or key evidence was missed. It gives the reviewing body another chance to reconsider the decision.

04

Pension Arrears

If you should have been medically discharged but weren’t � or were misclassified � reclassification may unlock an invalidity pension and years of back pay.

  • Current and former ADF members with injuries, illnesses or conditions affecting their work capacity.

  • Timeframes vary. We give you realistic expectations once we’ve reviewed your case.

  • Yes, we support current and former ADF members Australia-wide.

  • Medical reports, service records, CSC forms, and evidence of how your condition affects daily life.

  • We guide you through each step, help you understand the evidence needed, and make sure your claim is prepared clearly and accurately.

Outstanding service from KSC Law. Their expertise and dedication helped secure a decision that was backdated to 2019, resulting in a class A pension being awarded with substantial back pay. The team was professional, supportive, and kept me informed throughout the process. I highly recommend KSC Law to anyone needing assistance with CSC or veteran compensation matters.

Greg

Many veterans have overlapping entitlements across DVA, CSC superannuation and TPD insurance. We review all three as part of your initial consultation.

Service-related injuries, permanent impairment, incapacity payments, and appeals through VRB reviews

PI payment up to

If illness or injury has affected your capacity to work, your superannuation may include a benefit you can access.

Average TPD benefit

Physical, psychological or sexual abuse during ADF service. You have legal rights we help you access them.

Our commitment

You’ve earned support. Let us help you claim it.